| Rate of Interest |
| With effect from 2067 Baishakh 01( 14th April, 2010 ) |
| |
|
| Product |
% Per Annum |
|
|
| Deposit |
|
| Saving |
|
| Normal Saving |
2.00 |
| RBB Special Saving # |
3.00 |
| Call Deposit |
|
| (A) Normal |
2.00 |
| (B) Institutional |
3.00 |
| (C) R.B. Bank Special |
5.50 |
| Fixed |
|
| Normal Fixed Deposits |
|
| 1 year |
5.00 |
| 2 years |
6.00 |
| 2 years Above |
7.00 |
| RBB Special Fixed Deposits ## |
|
| 1 year |
7.50 |
| 2 years |
7.75 |
| 3 years |
8.00 |
| RBB Corporate Fixed Deposits ### |
|
| 1 year |
8.00 |
| 2 years |
8.25 |
| 3 years |
8.50 |
| 3 years Above |
9.50 |
| Corporate Bulk Deposit @ |
10.00-11.00 |
| Lendings |
|
| Working Capital Loan |
|
| A) Overdraft * |
12.50 |
| B) Hypothecation * |
12.50 |
| C) Pledge loan * |
13.00 |
| D) Short Term loan (Up to 90 days) |
11.00 |
| Term Loan |
|
| A) Industrial / Commercial |
12.00 - 13.00 |
| B) Housing / Real state |
13.00 - 14.00 |
| Loan against Gold and Silver |
12.00 |
| Loan against Government Bonds ** |
11.00 |
| Loan against RBB's Fixed Deposit |
Coupon+2.00 |
| Loan against First Class Bank Guarantee |
11.00 |
| Priority Sector Loan |
11.50 |
| Deprived Sector Loan |
|
| A) Individual |
11.00 |
| B) Institutional |
9.00 - 10.00 |
| Trust receipt /Import Loan |
9.00 - 10.00 |
| Export Loan |
9.00 - 10.00 |
| Hire Purchase Loan |
12.00 - 13.00 |
| Refinancing |
12.00 |
| Housing Loan |
|
| Upto 5 years |
10.00 |
| Upto 10 years |
11.00 |
| Upto 15 years |
12.00 |
| Auto Loan |
11.00 -13.00 |
| Education Loan |
11.00 |
| Loan against share |
13.00 |
| Personal Loan |
13.00 |
| Consortium Loan |
As per agreement |
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| # |
: . |
Minimum balance Rs 100000 |
| ## |
: |
Minimum Amount Rs 0.5 million |
| ### |
: |
Minimum Amount Rs 10 million |
| @ |
: |
Conditions will be apply |
| * |
: |
Rebate of 1 % will be provided prompt payment |
| ** |
: |
Subject to not less than Coupon rate. |
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The above rates are not applicable to defaulting borrowers.
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